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Health Analyzer

The following information is useful for ensuring an accurate online quote.

Preferred Plus Preferred Regular Plus Regular
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • No high blood pressure
  • No Cardiovascular disease or cancer in either parent or siblings before age 60
  • No tobacco use in last 12-24 months (varies by company)
  • Cholesterol under 220
  • No substance abuse
  • No hazardous activities
  • Excellent height weight ratio
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • May have controlled blood pressure
  • No Cardiovascular or cancer death in either parent before age 60
  • No tobacco use in last 12-36 months (varies by company)
  • Cholesterol under 250
  • No substance abuse
  • No hazardous activities
  • Very good height weight ratio
  • Only minor health impairments
  • May have currently controlled blood pressure
  • No Cardiovascular death of more than one parent before age 60
  • No tobacco use in 36-60 months (varies by company)
  • Cholesterol under 285
  • No substance abuse in past 7 years
  • No hazardous activities
  • Good height weight ratio
  • Some health impairments
  • May have currently controlled blood pressure
  • No cardiovascular death of a parent before age 61
  • No tobacco use in last 12 months (varies by company)
  • Cholesterol under 300
  • no substance abuse in past 7 years
  • No hazardous activities
  • Okay height weight ratio

This table can be used for both female and male insured. They are general in nature, but do represent the allowable maximums from most companies. If you weight exceeds the maximum shown here, use "Regular" rates in calculating your quote.

Height Preferred Plus Preferred Regular
Plus		 Regular
5'0" 145 154 164 189
5'1" 149 159 169 193
5'2" 153 164 174 197
5'3" 158 169 179 204
5'4" 162 175 185 209
5'5" 166 180 190 215
5'6" 170 186 202 220
5'7" 176 192 202 225
5'8" 182 197 207 230
5'9" 188 203 213 235
5'10" 193 209 220 242
5'11" 199 215 226 251
6'0" 205 221 232 256
6'1" 211 227 239 263
6'2" 216 234 245 271
6'3" 222 240 252 279
6'4" 227 246 259 286
6'5" 233 253 266 293
6'6" 238 260 273 300
6'7" 243 266 280 307
6'8" 249 273 287 316
6'9" 254 280 294 325
6'10" 260 287 301 333
6'11" 265 294 309 341

 

Ed Hubbeling
The Internet Life Insurance Guy
888-274-6442